INTERNACIONALNI UNIVERZITET TRAVNIK U TRAVNIKU
SAOBRAĆAJNI FAKULTET TRAVNIK U TRAVNIKU
EKOLOŠKI FAKULTET TRAVNIK U TRAVNIKU
FAKULTET INFORMACIONIH TEHNOLOGIJA TRAVNIK U TRAVNIKU
FAKULTET POLITEHNIČKIH NAUKA TRAVNIK U TRAVNIKU
u saradnji sa
FAKULTETA ZA LOGISTIKO UNIVERZA V MARIBORU, SLOVENIJA
organizuju
33. MEĐUNARODNU KONFERENCIJU
"IZAZOVI NOVIH TEHNOLOGIJA U FUNKCIJI MOBILNOSTI I ODRŽIVOG RAZVOJA"
15. - 16. maj 2026. godine
Univerzitet Mediteran u Podgorici , Podgorica , Montenegro
Ekonomski fakultet Travnik, Internacionalni univerzitet Travnik u Travniku , Travnik , Bosnia and Herzegovina
In recent years, the FinTech sector has experienced remarkable growth, introducing innovations that are transforming lending and payment processes. This paper analyzes the impact of FinTech technologies on financial services, focusing on key benefits for users and financial institutions. Through the application of advanced technologies such as blockchain, artificial intelligence, and digital platforms, FinTech companies enable faster, safer, and more transparent transactions, while also reducing costs and improving access to financial services. Particular emphasis is placed on regulatory challenges, cybersecurity, and data protection, which represent key obstacles to the sector’s further expansion. Alongside an analysis of advantages and risks, the paper provides recommendations for optimizing FinTech innovations in lending and payment systems, with the aim of creating a secure, efficient, and inclusive financial ecosystem.
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