In the Balkans, the use of sustainable materials and renewable energy sources varies, but it is generally increasing compared to previous years. In Bosnia and Herzegovina, the energy sector in 2022 still relied heavily on fossil fuels, particularly coal, which accounted for about 67% of the total electricity production, while hydroenergy accounted ...

By Larisa Omerdić

In recent years, the FinTech sector has experienced remarkable growth, introducing innovations that are transforming lending and payment processes. This paper analyzes the impact of FinTech technologies on financial services, focusing on key benefits for users and financial institutions. Through the application of advanced technologies such as bloc...

By Aldina Nikočević, Husnija Bibuljica

This paper explores the role of local media in the context of financial sustainability and green development. The aim of the research was to analyze how local media can improve their business models in line with the principles of sustainable development, with a special emphasis on the green transition. A combination of qualitative and quantitative ...

By Erdin Hasanbegović, Semir Krnjić

Artificial intelligence (AI) is one of the most significant technologies of today, transforming the way people live, work, and communicate. Its development and application are increasingly present in various sectors such as industry, education, healthcare, finance, and public administration. AI enables machines to “learn” from data, ana...

By Mejra Hidić

New, young drivers aged 18 to 24 are more likely to be killed on the roads than older participants, despite continued improvements in road safety. The risks are particularly high for young male drivers. The high risk of crashes is caused by a variety of factors. Biological and social changes are leading to increased social activity among young peop...

By Kemal Spahić, Ajla Haračić Jašarspahić, Sinan Alispahić, Šezad Hodžić

In modern economic development, the green economy is becoming one of the key concepts, as it harmonizes the economic, ecological and social dimensions of growth. The essence of the green economy is the creation of an economic system that promotes the efficient use of resources, the reduction of harmful gas emissions and the development of new techn...

By Džejlana Čejvan, Erdin Hasanbegović

Currently, 99% of the world’s population lives in areas with polluted air. Every year, during the winter period, the media list Sarajevo as one of the most polluted cities in the world. Pollution caused by suspended particles PM10 and PM2.5 is dominant during the winter months, and during temperature inversions, pollutants accumulate and conc...

By Rijad Tikveša, Edvina Šunj

Through a detailed elaboration, this scientific study will explain why investing in employee education in tourism is essential, as well as present a model of employee training through the establishment of partnerships with other tourist destinations. It will also introduce a concept and model based on the principle of reciprocity, involving the exc...

By Husein Mehmedović, Denis Marjanović, Nera Akrap

The paper clearly analyzes modern digital methods of communication with consumers, with special emphasis on the personalization of the offer through loyalty applications. By analyzing the relevant domestic and international literature, knowledge about the development of digital tools from the aspect of consumer relationship marketing is systematize...

By Niko Čabarkapa, Petra Čabarka, Zvonimir Filipović

Bosnia and Herzegovina is at the crossroads between the complex constitutional framework resulting from the Dayton Peace Agreement and the requirements of the European acquis emphasizing the rule of law, democracy, and the protection of human rights. This paper analyzes the key constitutional challenges arising from the ethnically based structure o...

By Franjo Ljubas